79TH ANNUAL MEETING – VIA ZOOM:
Credit Union members are invited to a scheduled Zoom meeting.
Topic: 79th Annual Meeting
Time: Apr 19, 2023 05:00 PM Eastern Time (US and Canada)
Join Zoom Meeting
https://us05web.zoom.us/j/83816948982?pwd=cDBCM2tsa3pxZXkwaXU3clFDQXN0Zz09
Meeting ID: 838 1694 8982
Passcode: QKsQ9V
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The Annual Meeting will summarize the credit union’s financial position as of the year ending, December 31, 2022. Additionally, the Annual Meeting will feature the election to the Board of Directors and Credit Committee. The following individuals are up for re-election this year:
Board of Directors (2-year): Sandra Davis & George Hardy
Credit Committee (2-year): Kim Miller Moss & Kristie Schulz
All positions up for election carry two-year terms. Nominations must be received via mail no later than Friday, April 14, 2023. Nominations may be hand-delivered to the credit union or mailed to the following address:
International UAW Federal Credit Union
ATTN: Nominations
P.O. Box 309
Warren, MI 48090
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HOLIDAY CLOSING:
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USE THE FOLLOWING WEBSITE TO LOCATE AN AVAILABLE SHARE BRANCH LOCATION:
https://www.co-opfs.org/Shared-Branches-ATMs.html
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EFFECTIVE, MONDAY, APRIL 17, 2023, THE CREDIT UNION WILL BE OPERATING AT THE FOLLOWING LOCATION:
TANDEM FEDERAL CREDIT UNION
21043 MOUND ROAD
WARREN, MI 48091
CREDIT UNION HOURS: MONDAY – FRIDAY, 9:30 A.M. TO 4:30 P.M.
PHONE NUMBER: (313) 926-5281
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THE UNITY-LINE IS OPERATIONAL. CREDIT UNION SERVICE CENTER LOCATIONS AND SHARED BRANCHES ARE AVAILABLE.
PLEASE VISIT THE BRANCH LOCATOR AT: https://www.co-opfs.org/Shared-Branches-ATMs.html
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What’s New
3 – 6 – 12: SEASONAL LOAN SPECIAL! QUALIFYING MEMBERS CAN GET UP TO $3,000 @ 6% APR WITH 12 MONTHS TO REPAY!
VEHICLE RATE MATCHING: LET US BEAT YOUR RATE! EVERY MEMBER SHOULD HAVE A VEHICLE LOAN WITH US.
NEW/USED AUTO LOAN SPECIAL: RATES AS LOW AS 2.25% APR FOR QUALIFIED BORROWERS. (EFFECTIVE 04-01-2012) This promotion does not apply to the refinancing of existing loans already with the credit union.
SHARED BRANCHING: MEMBERS CAN NOW CONDUCT BUSINESS AT SHARED BRANCH/CU SERVICE CENTER LOCATIONS. CLICK HERE TO VISIT THE SHARED BRANCH/ATM LOCATOR TO FIND A SHARED BRANCH OR CO-OP ATM NEAR YOU.
CREDIT UNION HOURS: 9:30 A.M TO 4:00P.M.
ONLINE BILL PAY IS NOW AVAILABLE THROUGH YOUR NETBRANCH ONLINE BANKING SYSTEM AT NO COST!
CREDIT UNION UNITY-LINE: 1-800-983-9591
CREDIT UNION LOANS: ALL NEW LOANS THAT ARE SETUP FOR DIRECT PAYROLL DEDUCTION PAYMENT, RECEIVE AN ADDITIONAL 0.25% OR 1/4 PERCENT OFF THE LISTED RATE (Home Equity, VISA, & Mortgage loans are excluded). Click here for our current rates.
E-STATEMENTS: Your Credit Union now offers E-Statements at no cost to the membership. Once enrolled and logged onto NetBranch, you will have the option to sign up for E-Statements.
Notice of Change to MasterCard Rules found in the Electronic Funds Transfer Disclosure
The new MasterCard liability rules make the following revisions effective October 17, 2014:
* The zero liability rule will now apply to all transactions conducted with a MasterCard branded card, including PIN-based transactions at Point of Sale and ATM. Previously, zero liability only applied to Point-of-sale Transactions.
* A cardholder will not be liable for any unauthorized transaction, as long as the cardholder has exercised reasonable care in safeguarding the card from risk of loss or theft, and, upon becoming aware, promptly reporting the loss or theft to the issuer. Previously, if the above conditions were not met your liability was the lesser of $50 or the amount of property, labor or services obtained by the unauthorized use prior to your notification to us. This maximum of $50 has been removed.
