The 2021 Annual Report is now available.
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HOLIDAY CLOSING – CHRISTMAS SHUTDOWN:
**MONDAY, DECEMBER 26, 2022 THRU MONDAY, JANUARY 2, 2023**
(REOPENING ON TUESDAY, JANUARY 3, 2023)
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USE THE FOLLOWING WEBSITE TO LOCATE AN AVAILABLE SHARE BRANCH LOCATION:
https://www.co-opfs.org/Shared-Branches-ATMs.html
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EFFECTIVE, MONDAY, OCTOBER 4, 2021, THE CREDIT UNION WILL BE OPERATING AT THE FOLLOWING LOCATION:
26300 NORTHWESTERN HWY, STE 100, SOUTHFIELD, MI 48076. (MEMBERS ARE TO USE THE SERVICE DRIVE ENTRANCE.)
CREDIT UNION HOURS: MONDAY – FRIDAY, 9:00 A.M. TO 4:00 P.M.
THE TANDEM OFFICE (MOUND RD.) WILL NO LONGER BE AVAILABLE FOR MEMBERS.
PHONE NUMBER: (313) 926-5281
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THE UNITY-LINE IS OPERATIONAL. CREDIT UNION SERVICE CENTER LOCATIONS AND SHARED BRANCHES ARE AVAILABLE.
PLEASE VISIT THE BRANCH LOCATOR AT: https://www.co-opfs.org/Shared-Branches-ATMs.html
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What’s New
LENDKEY (STUDENT LOANS):
LendKey is a new digital, cloud-based lending platform focused on Educational Loan Origination.
In-School Student Loans – APPLY NOW
Student Loan Refinancing – APPLY NOW
HOLIDAY CLOSINGS:
VETERANS DAY – WEDNESDAY, NOVEMBER 11, 2020
3 – 6 – 12: SEASONAL LOAN SPECIAL! QUALIFYING MEMBERS CAN GET UP TO $3,000 @ 6% APR WITH 12 MONTHS TO REPAY!
VEHICLE RATE MATCHING: LET US BEAT YOUR RATE! EVERY MEMBER SHOULD HAVE A VEHICLE LOAN WITH US.
NEW/USED AUTO LOAN SPECIAL: RATES AS LOW AS 2.25% APR FOR QUALIFIED BORROWERS. (EFFECTIVE 04-01-2012) This promotion does not apply to the refinancing of existing loans already with the credit union.
SHARED BRANCHING: MEMBERS CAN NOW CONDUCT BUSINESS AT SHARED BRANCH/CU SERVICE CENTER LOCATIONS. CLICK HERE TO VISIT THE SHARED BRANCH/ATM LOCATOR TO FIND A SHARED BRANCH OR CO-OP ATM NEAR YOU.
CREDIT UNION HOURS: 9:30 A.M TO 4:00P.M.
ONLINE BILL PAY IS NOW AVAILABLE THROUGH YOUR NETBRANCH ONLINE BANKING SYSTEM AT NO COST!
CREDIT UNION UNITY-LINE: 1-800-983-9591
CREDIT UNION LOANS: ALL NEW LOANS THAT ARE SETUP FOR DIRECT PAYROLL DEDUCTION PAYMENT, RECEIVE AN ADDITIONAL 0.25% OR 1/4 PERCENT OFF THE LISTED RATE (Home Equity, VISA, & Mortgage loans are excluded). Click here for our current rates.
E-STATEMENTS: Your Credit Union now offers E-Statements at no cost to the membership. Once enrolled and logged onto NetBranch, you will have the option to sign up for E-Statements.
Notice of Change to MasterCard Rules found in the Electronic Funds Transfer Disclosure
The new MasterCard liability rules make the following revisions effective October 17, 2014:
* The zero liability rule will now apply to all transactions conducted with a MasterCard branded card, including PIN-based transactions at Point of Sale and ATM. Previously, zero liability only applied to Point-of-sale Transactions.
* A cardholder will not be liable for any unauthorized transaction, as long as the cardholder has exercised reasonable care in safeguarding the card from risk of loss or theft, and, upon becoming aware, promptly reporting the loss or theft to the issuer. Previously, if the above conditions were not met your liability was the lesser of $50 or the amount of property, labor or services obtained by the unauthorized use prior to your notification to us. This maximum of $50 has been removed.
