Risk-Based | Savings | Certificates
VEHICLE LOANS (Titled)
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 24 months |
3.75
|
4.50
|
6.75
|
9.75 |
| 36 months |
4.25 |
5.50 |
7.25 |
10.25 |
| 48 months |
4.75 |
6.00
|
7.75 |
10.75 |
| 54 months |
5.00 |
6.25 |
8.00 |
11.00 |
| 60 months |
5.25 |
650 |
8.25 |
11.25 |
| 66 months (>$25K) |
5.60
|
6.85
|
8.60 |
11.60 |
| 72 months (>$25K) |
5.30 |
7.45 |
9.20 |
12.20 |
VEHICLE LOANS (Motor Homes,Boats > $25k)
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 84 Months |
6.85 |
8.05 |
9.85 |
12.90 |
| 85-120 months |
7.85 |
9.05 |
10.85 |
13.90 |
VEHICLE LOANS (Other Titled/Non-Titled)(Snowmobiles,etc.)
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 12 months |
7.00 |
8.00 |
9.00 |
11.00 |
| 24 months |
9.00 |
10.00
|
11.00 |
13.00 |
| 36 months |
10.00
|
11.00
|
12.00 |
14.00 |
| 48 months |
11.00 |
12.00 |
13.00 |
15.00 |
HOME EQUITY LINE-OF-CREDIT (Closed-End Fixed Rate)(Member Pays Closing Costs)
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 5 years |
5.50 |
5.50 |
6.00 |
6.50 |
| 7 years |
5.70 |
5.70
|
6.20 |
6.70 |
| 10 years |
5.95 |
5.95 |
6.45 |
6.95 |
| 15 years |
6.50 |
6.50 |
7.00 |
7.50
|
| Savings |
Rate |
APY* |
Term |
| Regular Shares (Quarterly Dividends) |
0.500 |
0.500 |
n/a |
| Christmas Club (Quarterly Dividends) |
0.500 |
0.500 |
n/a |
| IRA Account (Quarterly Dividends) |
1.000 |
1.000 |
n/a |
| Money Market $2500-$49,999 (Monthly Dividends) |
0.800 |
0.800 |
n/a |
| Money Market $50,000-$99,999 (Monthly Dividends) |
0.900 |
0.900 |
n/a |
| Money Market $100,000 and Above (Monthly Dividends) |
1.000 |
1.000 |
n/a |
| Certificates |
Rate |
APY* |
Term |
| 90-Day Jumbo Certificate (Dividends at Maturity) $50,000.00 and above |
1.000
|
1.000 |
3 |
| 6 Months Certificate (Dividends at Maturity) $5,000.00 - $24,999.99 |
0.900
|
0.900 |
6 |
| 6 Months Certificate (Dividends at Maturity) $25,000.00 to $49,999.99 |
0.950 |
0.950 |
6 |
| 6 Months Certificate (Dividends at Maturity) $50,000.00 and above |
1.000
|
1.000 |
6 |
| 12 Months Certificate (Dividends at Maturity) $5,000.00 - $24,999.99 |
1.050 |
1.050 |
12 |
| 12 Months Certificate (Dividends at Maturity) $25,000.00 - $49,999.99 |
1.100 |
1.100 |
12 |
| 12 Months Certificate (Dividends at Maturity) $50,000.00 and above |
1.150 |
1.150 |
12 |
| 18 Months Certificate (Dividends at Maturity) $5,000.00 - $24,999.99 |
1.200 |
1.190 |
18 |
| 18 Months Certificate (Dividends at Maturity) $25,000.00 - $49,999.99 |
1.250 |
1.240 |
18 |
| 18 Months Certificate (Dividends at Maturity) $50,000.00 and above |
1.300 |
1.290 |
18 |
| 24 Months Certificate (Dividends Paid Annually) $5,000.00 - $24,999.99 |
1.400
|
1.400 |
24 |
| 24 Months Certificate (Dividends Paid Annually) $25,000.00 - $49,999.99 |
1.450 |
1.450 |
24 |
| 24 Months Certificate (Dividends Paid Annually) $50,000.00 and above |
1.500 |
1.500 |
24 |
| 36 Months Certificate (Dividends Paid Annually) $5,000.00 - $24,999.99 |
1.650 |
1.650 |
36 |
| 36 Months Certificate (Dividends Paid Annually) $25,000.00 - $49,999.99 |
1.700 |
1.700 |
36 |
| 36 Months Certificate (Dividends Paid Annually) $50,000.00 and above |
1.750 |
1.750 |
36 |
| 48 Months Certificate (Dividends Paid Annually) $5,000.00 - $24,999.99 |
1.900 |
1.900 |
48 |
| 48 Months Certificate (Dividends Paid Annually) $25,000.00 - $49,999.99 |
1.950 |
1.950 |
48 |
| 48 Months Certificate (Dividends Paid Annually) $50,000.00 and above |
2.000 |
2.000 |
48 |