Risk-Based | Savings | Certificates
VEHICLE LOANS (Titled)
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 24 months |
5.75
|
6.50
|
8.75
|
11.75 |
| 36 months |
6.25 |
7.50 |
9.25 |
12.25 |
| 48 months |
6.75 |
8.00
|
9.75 |
12.75 |
| 54 months |
7.00 |
8.25 |
10.00 |
13.00 |
| 60 months |
7.25 |
8.50 |
10.25 |
13.25 |
| 66 months (>$25K) |
7.60
|
8.85
|
10.60 |
13.60 |
| 72 months (>$25K) |
8.30 |
9.45 |
11.20 |
14.20 |
VEHICLE LOANS (Motor Homes,Boats > $25k)
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 84 Months |
8.85 |
10.30 |
12.10 |
15.15 |
| 85-120 months |
10.05 |
11.30 |
13.10 |
16.15 |
VEHICLE LOANS (Other Titled/Non-Titled)(Snowmobiles,etc.)
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 12 months |
8.00 |
9.00 |
10.00 |
12.00 |
| 24 months |
10.00 |
11.00
|
12.00 |
14.00 |
| 36 months |
11.00
|
12.00
|
13.00 |
15.00 |
| 48 months |
12.00 |
13.00 |
14.00 |
16.00 |
HOME EQUITY LINE-OF-CREDIT (Closed-End Fixed Rate)(Member Pays Closing Costs)
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 5 years |
5.50 |
5.50 |
6.00 |
6.50 |
| 7 years |
5.70 |
5.70
|
6.20 |
6.70 |
| 10 years |
5.95 |
5.95 |
6.45 |
6.95 |
| 15 years |
6.50 |
6.50 |
7.00 |
7.50
|
| Savings |
Rate |
APY* |
Term |
| Regular Shares (Quarterly Dividends) |
1.000 |
1.000 |
n/a |
| Christmas Club (Quarterly Dividends) |
1.000 |
1.000 |
n/a |
| IRA Account (Quarterly Dividends) |
2.200 |
2.220 |
n/a |
| Money Market $2500-$49,999 (Monthly Dividends) |
1.800 |
1.810 |
n/a |
| Money Market $50,000-$99,999 (Monthly Dividends) |
1.950 |
1.970 |
n/a |
| Money Market $100,000 and Above (Monthly Dividends) |
2.250 |
2.270 |
n/a |
| Certificates |
Rate |
APY* |
Term |
| 90-Day Jumbo Certificate (Dividends at Maturity) $50,000.00 and above |
2.500
|
2.520 |
3 |
| 6 Months Certificate (Dividends at Maturity) $5,000.00 - $24,999.99 |
2.400
|
2.420 |
6 |
| 6 Months Certificate (Dividends at Maturity) $25,000.00 to $49,999.99 |
2.550 |
2.570 |
6 |
| 6 Months Certificate (Dividends at Maturity) $50,000.00 and above |
2.600
|
2.620 |
6 |
| 12 Months Certificate (Dividends at Maturity) $5,000.00 - $24,999.99 |
2.600 |
2.600 |
12 |
| 12 Months Certificate (Dividends at Maturity) $25,000.00 - $49,999.99 |
2.650 |
2.650 |
12 |
| 12 Months Certificate (Dividends at Maturity) $50,000.00 and above |
2.700 |
2.700 |
12 |
| 18 Months Certificate (Dividends at Maturity) $5,000.00 - $24,999.99 |
2.700 |
2.680 |
18 |
| 18 Months Certificate (Dividends at Maturity) $25,000.00 - $49,999.99 |
2.750 |
2.730 |
18 |
| 18 Months Certificate (Dividends at Maturity) $50,000.00 and above |
2.850 |
2.830 |
18 |
| 24 Months Certificate (Dividends Paid Annually) $5,000.00 - $24,999.99 |
2.750
|
2.750 |
24 |
| 24 Months Certificate (Dividends Paid Annually) $25,000.00 - $49,999.99 |
2.800 |
2.800 |
24 |
| 24 Months Certificate (Dividends Paid Annually) $50,000.00 and above |
2.950 |
2.950 |
24 |
| 36 Months Certificate (Dividends Paid Annually) $5,000.00 - $24,999.99 |
2.950 |
2.950 |
36 |
| 36 Months Certificate (Dividends Paid Annually) $25,000.00 - $49,999.99 |
3.000 |
3.000 |
36 |
| 36 Months Certificate (Dividends Paid Annually) $50,000.00 and above |
3.150 |
3.150 |
36 |
| 48 Months Certificate (Dividends Paid Annually) $5,000.00 - $24,999.99 |
3.000 |
3.000 |
48 |
| 48 Months Certificate (Dividends Paid Annually) $25,000.00 - $49,999.99 |
3.050 |
3.050 |
48 |
| 48 Months Certificate (Dividends Paid Annually) $50,000.00 and above |
3.200 |
3.200 |
48 |